These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User" or "Client") and Zanil Shah, governing your access to and use of this website and any associated digital services.

By accessing, browsing, subscribing to, or otherwise using the website or services, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms. If you do not agree with any part of these Terms, you must refrain from using the services.

• Access to or use of the platform in any form (registration, browsing, subscribing, etc.) shall constitute acceptance of these Terms and Conditions in full.

• If you do not agree with any provision of these Terms, you must immediately cease all use of the website and its services.

• The platform offers a range of digital, subscription-based services, which include:
o Financial research reports
o Educational content
o Market analysis
o Other related services, as updated from time to time

• All services are delivered digitally only and may be updated or discontinued at the sole discretion of Zanil Shah.

• The user is solely responsible for maintaining confidentiality of their account credentials and for all actions taken under their registered account.

• All services and digital subscriptions are:
o Billed in Indian Rupees (INR)
o Either one-time or recurring, as per the plan selected by the user.

• By subscribing to a plan, you authorize Zanil Shah to charge your selected payment method for the applicable fees in accordance with the plan's billing cycle.

• Personal information collected may include, but is not limited to:
o Name
o Email address
o Phone number
o PAN number

• All personal data is collected, stored, and processed in compliance with applicable Indian data protection laws and regulations.

• For more details, please refer to our Privacy Policy.

• All content made available on the website is the exclusive property of Zanil Shah, including but not limited to:
o Research reports
o Articles
o Training modules and course materials
o Website design, layout, and structure

• No part of the content may be copied, reproduced, distributed, published, displayed, or transmitted in any form without prior written consent from Zanil Shah.

• Unauthorized use shall constitute an infringement of intellectual property rights and may result in legal action.

By using this website or services, you agree that you will not:

• Violate any applicable laws, rules, or regulations

• Engage in unlawful, fraudulent, or malicious conduct

• Attempt to gain unauthorized access to any restricted areas or systems connected to the platform

• Interfere with the normal functioning, security, or integrity of the services.

• All services and content provided through the website are offered on an "as is" and "as available" basis, without any warranties, express or implied.

• Zanil Shah makes no representations or guarantees regarding the accuracy, completeness, suitability, or timeliness of any content.

• Under no circumstances shall Zanil Shah or its representatives be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with the use of the platform or reliance on its content.

• Zanil Shah reserves the right to suspend, restrict, or terminate a user’s access to any part of the platform, without prior notice, if:
o There is a violation of any of these Terms, or
o Any misuse or abuse of services is detected.

• These Terms and any dispute arising therefrom shall be governed by and construed in accordance with the laws of India.

• The courts located in Mumbai, Maharashtra, shall have exclusive jurisdiction over any legal matter or dispute arising from the use of the services.

• Zanil Shah reserves the right to modify, revise, or update these Terms at any time, at its sole discretion.

• Significant changes will be communicated via email or through announcements on the website.

• Continued use of the platform after such changes shall constitute deemed acceptance of the revised Terms.

If you have any questions or concerns regarding these Terms and Conditions, you may contact us at: info@zanilshah.com